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Online Trading
Quicken E*TRADE: Terms & Conditions and Disclaimer

Before joining Quicken E*TRADE, we require you to agree to this important disclaimer.
If you do not wish to accept this disclaimer, you will be unable to proceed with your application.

Disclaimer
Important Things you need to know: The Quicken E*TRADE service is provided solely by E*TRADE Australia Securities Limited (E*TRADE Australia) ACN 078 174 973, AFSL No. 238277, a Participant of the Australian Stock Exchange Limited Group, under an agreement between E*TRADE Australia and Reckon Investment Centre Limited. When referring you to E*TRADE Australia, a portion of the brokerage fees paid by you to E*TRADE Australia will be rebated to Quicken as a commission. Quicken may receive between 12% to 18% of the brokerage payable to E*TRADE Australia plus a trailing commission. Quicken and its related bodies corporate (to the extent permitted by the law) have no legal liability to you in respect of the Quicken E*TRADE service and the activities and service of E*TRADE Australia and its related bodies corporate. E*TRADE Australia and its related bodies corporate (to the extent permitted by the law) have no legal liability to you in respect of the activities and services of Quicken and its related bodies corporate.

Terms and Conditions - Receive up to $550 in free brokerage.
*Offer applies to new accounts opened between 20 November 2006 and 31 December 2007, and is only open to residents of Australia and New Zealand. Offer is not valid in conjunction with any other offer and not open to existing E*TRADE Australia, ANZ E*TRADE and Quicken E*TRADE customers, or to staff, institutional and intermediary clients of E*TRADE Australia. E*TRADE Australia's standard brokerage is $32.95 (GST-inclusive) on equities trades up to $30,000, and 0.11% (GST-inclusive) on trades over that amount. For the purpose of this Offer, total brokerage up to a maximum value of $550 (GST-inclusive) will not be charged on your first 10 equities trades executed within the Qualifying Period. Trades must execute within the first 60 days of account being opened ("Qualifying Period") to qualify for this Offer. The brokerage value on your first 10 equities trades where E*TRADE Australia's standard brokerage does not exceed $55.00 (GST-inclusive) will be deducted from the $550 Offer value, until the Offer value has been reached. No brokerage will be shown on the E*TRADE Australia contract notes issued in respect of such trades. Where any of the trades has a value in excess of $50,000, E*TRADE Australia will charge brokerage at its standard rate (0.11%, GST-inclusive) on the excess in trade value above $50,000. These charges will be disclosed on your E*TRADE Australia contract note. Brokerage charged on trades above $50,000 will not form part of this Offer, and will not count toward the $550. This Offer is not redeemable for cash and is not transferable. Any portion of the Offer value unused within the Qualifying Period will be forfeited. Normal E*TRADE Australia trading account opening and maintenance conditions apply unless otherwise specified here. Applicants must be 18 years or over. Account must remain open for six months. We reserve the right to terminate this offer at any time without notice. We reserve the right to amend these terms and conditions at any time without notice.

Reckon Limited, Ground Floor, 35 Saunders Street, Pyrmont NSW 2009. ACN 003 348 730.
ETRADE Australia Securities Limited, Level 1, 10 Bridge Street, Sydney NSW 2000. ACN 078 174 973. AFSL No. 238277.